What’s on the Connecticut Seller Disclosure Form?

19 hours ago 5

No one knows your Connecticut home better than you, including any possible defects. If you’re planning on selling your property, you might be wondering how much you need to reveal on the Connecticut seller disclosure form, officially known as the Residential Property Condition Report and Residential Foundation Report.

This form gives potential buyers a better picture of your property’s condition and history so they can make a more informed decision. It can also protect you from any disputes that could arise.

In this post, we’ll tell you what to expect, how much detail to provide, and what could go wrong if you leave something out. We’ll also provide a downloadable Disclosure Litmus Test to help you identify any red flags.

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What is the Connecticut seller disclosure form?

The Connecticut seller disclosure form, or Residential Property Condition Report, is a 12-page document developed by the State of Connecticut Department of Consumer Protection. It’s designed to help you disclose any known issues or facts about your home that could affect its value or a buyer’s decision to move forward.

Connecticut law requires sellers to disclose all material facts — in other words, anything that could impact the buyer’s use or enjoyment of the property. The Residential Property Condition Report form acts as a guide to help you do this thoroughly. It covers everything from structural issues and past repairs to neighborhood conditions and HOA rules.

What’s included in the Connecticut seller disclosure form?

Below is a section-by-section summary of what you’ll be asked to disclose when selling a home in Connecticut. This quick overview can help you know what to expect so you can be prepared to sell. Note that this is not a comprehensive listing — just a quick overview of what you expect:

Subject property

Seller names and address
Year built and occupancy

General property info

Boundaries and rights: easements, encroachments, use restrictions
Local designations: historic/village district, special tax district, common-interest HOA
Assessments or orders: municipal improvements, hazardous-substance actions

Systems and utilities

Heat, A/C, electric, plumbing: known issues
Water heater and alarms/detectors: presence and problems
Underground tanks: present/removed, leaks or docs

Water and sewage

Water source: public or well; testing and water-quality issues
Sewer/septic: type, last pump (if septic), backups or repairs
Unpaid utility/sewer charges (if applicable)

Environmental materials

Asbestos, lead pain, or plumbing: known locations
Radon: test results and any mitigation system

Structures and site

Foundation and slab: settling, water, testing/repairs, pyrrhotite knowledge
Roof, exterior, interior: leaks, damage, prior fire/smoke
Pests and moisture: termites/rodents, rot, drainage, sump pump

Flood risk

FEMA zone and flood history: claims, disaster aid, elevation certificate
Flood insurance: current policy or required coverage
Water penetration from storms/seepage

Leased items and fees

Leased equipment: propane tank, solar, water treatment, alarms, etc.
HOA/condo fees or other recurring charges

Foundation addendum (if applicable)

Residential foundation condition report: pyrrhotite awareness, damage, and any remediation

Download and print our Disclosure Litmus Test

Use this link to download a printable checklist (62KB) to prepare for completing the Connecticut seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.

Check off anything that applies to your Connecticut property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.

What is not required to be disclosed? Unlike other states, a death that occurred on the property is not considered a “material fact” that is subject to disclosure, unless asked. Additionally, sellers are not required to disclose if a previous occupant had a communicable disease, such as HIV or AIDs.

You are also not obligated to disclose neighborhood rumors, supposed paranormal activity, or personal reasons for selling unless you are directly asked, and the answer could be construed as misleading or misrepresenting the property’s condition.

Find a Top Agent to Help You Navigate Disclosures

HomeLight’s free Agent Match platform can connect you with a top-performing agent in your market who can help you navigate your entire home-selling journey — from disclosures to closing.

Common mistakes sellers make on the disclosure form

Here are some of the most common missteps sellers make when filling out the Connecticut Residential Property Condition Report:

Checking “yes” without providing an explanation: If you check a yes box that includes an “Explain” line, you’ll need to provide the relevant details. Failing to do so could result in complications.
Guessing instead of explaining: If you’re unsure about an answer, don’t make assumptions — just state that you don’t know or add an explanation.
Failing to attach supporting documents: Inspection reports, permits, repair invoices, and warranties help verify your disclosures.
Not disclosing repaired issues: Even if you’ve fixed a problem listed on the form, like a plumbing issue or water heater, it still needs to be reported.
Minimizing or softening the truth: Don’t soft pedal any defects. Doing so can expose you to legal risk if the buyer later discovers the issue was worse than described.

What if you fail to disclose something important?

If you fail to disclose a known material fact about your Connecticut home, the buyer may have grounds to cancel the contract or sue you after the sale. In some cases, nondisclosure can be treated as fraud under Connecticut law, especially if the omission appears intentional. Being upfront now helps prevent bigger headaches later.

When and how buyers review the disclosure

Under Connecticut’s standard purchase contract, you’re expected to provide a completed Residential Property Condition Report within five days of contract acceptance, or at a mutually agreed-upon timeframe.

The buyer then has a three-day review period in Connecticut to examine the form and decide whether to proceed, request repairs, or cancel the deal. Transparent and honest disclosure can help keep your sale on track.

Partner with a top Connecticut agent to protect your sale

Disclosing your home’s condition is one of the most important — and legally sensitive — parts of the selling process in Connecticut. A top local agent can help you understand what’s required, avoid common pitfalls, and provide expert guidance so you can complete the Residential Property Condition Report accurately and confidently.

Unsure where to start? HomeLight’s free Agent Match platform connects you with trusted real estate agents in your Connecticut market. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your goals and selling timeline.

See the top real estate agents in 10 Connecticut markets:

If you’re buying and selling at the same time, check out HomeLight’s Buy Before You Sell program, which can streamline the entire process so you only move once. Watch this short video to see how it works.

Header Image Source: (Mick Kirchman / Unsplash)

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