SA investor loans for new builds smash records amid tax reforms

Labor’s tax reforms have triggered an unprecedented spend by investors looking to build their wealth through a new home. New data from the Australian Bureau of Statistics shows investor loans for new construction dwellings is at an all-time high in South Australia, with 649 approvals granted in the past quarter. This beats last month’s 621 – the previous high – by almost 30. The total value of these loans is a staggering $425.4m – again, another record, eclipsing the previous quarter’s record of $391.4m by a whopping $34m. The average loan size for investors building a new dwelling was $655,469.95 – you guessed it, another record high. Conversely loans approved to investors buying a newly erected home are at their lowest point since their record high in the September 2025 quarter at 82, and with a total value of all loans approved of $55,400,000. In that quarter, the 82 loans approved amounted to $85.6m. All in all, for this quarter, investor loans tipped $2.4176bn into the sector. Edge Realty director Mike Lao says the new tax reforms and recent value drops have zapped first homebuyer confidence. Picture: Kelly Barnes Edge Realty director Mike Lao said the tax reforms, and the imp...