Running a Side Hustle From Home Could Suddenly Void Your Insurance Policy

Side hustles are now the norm.In fact, about 47% of Americans have earned income from one this year, according to the 2026 Entrepreneurship Study by QuickBooks. And on average, they make $1,275 per month or roughly $15,000 per year.With the rising costs of just about everything, it’s easy to see why many people are choosing side hustles to boost their income. Whether you’re a homeowner who’s already jumped on the side hustle bandwagon—or think you will soon—be careful, as your venture could jeopardize your home insurance policy.“If you’re a caterer who has a kitchen fire, a reseller with a customer who trips [on] your porch while picking up an order, or your pipe bursts and damages inventory for your online retail business, your claim may get denied, and that’s the moment you discover a void in your coverage,” explains William Lemmon, principal broker at Broadway Insurance Services in Los Angeles.By understanding the potential implications of your side hustle on your home insurance, you can avoid costly coverage gaps and unwanted financial losses down the road.How a side hustle could affect your home insurance A residential homeowners policy contains specific provisions and exclusi...