How to Sell Your House Without a Realtor: 14 Steps to Selling FSBO

1. Research your home’s market value and set a competitive listing price

Before you list your home on the market, you’ll need an idea of what your house is worth.

Selling solo: Start by researching your home’s market value and setting a price that appeals to buyers without leaving money on the table. The best way to do this is by creating a comparative market analysis (CMA). A CMA involves comparing your home’s features to similar properties — recently sold homes (comps), listings that are currently pending, and homes actively on the market. Free tools like HomeLight’s Home Value Estimator can help you pull this data and understand where your home fits in the local market.

Once you’ve gathered the data, adjust your home’s value up or down based on how it stacks up against others. For example, upgrades like a remodeled kitchen or an extra bedroom can increase your home’s value compared to nearby properties, while features that buyers may not want, like a high-maintenance koi pond, could lower it. The goal is to think like a buyer, not an owner, so your pricing feels realistic and competitive.

Selling with an agent: Using the CMA as a guide, Realtors draw on localized industry experience to advise homeowners about determining a home’s ideal list price — one that isn’t too low or too high. With a list price that’s too low, you could wind up selling for less than you could have if you priced your home higher. And at a list price that’s too high, your home could sit on the market for weeks before you’re forced to reduce the price.

Savvy Realtors also tend to know what attracts buyers to a specific home or neighborhood by keeping abreast of emerging buyer trends. These professionals offer an impartial opinion of how your home stacks up against others for sale in your neighborhood by evaluating your home’s characteristics and condition.

2. Prepare your home for sale

Dirty dishes and dusty baseboards don’t exactly scream “buy me.” Before you invite potential buyers to tour your home, every corner should shine and impress.

Selling solo: Selling FSBO means taking on all the home prep tasks yourself, including the following:

Clean your house. You can either opt for a DIY approach or hire professionals to speed the process along. According to HomeAdvisor, professional deep cleaning costs an average of $300, depending on the size of your home.

Stage your house. To show your home in its best light, you may want to rearrange furniture and add finishing touches such as plants or art sculptures. Proper staging gives the home a neutral aesthetic that attracts a wide range of buyers. If you follow interior design trends, you may want to stage and style your home yourself. Otherwise, hiring a home stager runs between $832 and $2,927, on average.

Make the right fixes. If you haven’t gotten around to addressing the loose porch railing or cracked guest room window, create a punch list of repairs or deferred maintenance projects to complete before putting your home on the market. According to Angi, a handyman job typically runs between $177 and $691.

Update your house. You may find the avocado green linoleum floors quirky and delightful, but potential buyers may turn up their noses at the 1970s style. Consider renovating dated spaces in your home with features that appeal to a wider range of buyers.

Selling with an agent: You’re responsible for the actual cleaning and decluttering of your home, but an experienced agent can offer valuable guidance on which belongings should go — and what should stay to give your home an appealing vibe for buyers.

In some cases, agents arrange for staging on your behalf. According to a survey by the National Association of Realtors (NAR), 21% of sellers’ agents said they staged all of their clients’ homes. Agents also advise on which renovations could see the most return for your money, such as whether it’s better in your market to replace the bathroom tile or reface the kitchen cabinets.

While you can hire professional stagers, cleaners, and contractors on your own, a well-connected Realtor can recommend vendors they’ve worked with in the past so that you don’t have to dig through Yelp reviews for a short list of vendors. Seasoned agents will also know what not to fix when selling a home.

3. Hire a professional photographer

When you’re aiming for Architectural Digest and not a blog highlighting terrible real estate photos, it’s a good idea to have a professional real estate photographer capture your images. Last year, 100% of homebuyers used the Internet in their home search — and since most potential buyers begin their search online, photos provide that crucial first impression.

Selling solo: Hiring a professional photographer runs $200 to $400 per hour. You could also choose to take real estate photos yourself if you’re confident about your camera and photo editing skills. Be sure to use a wide-angle lens and either natural light or off-camera lighting to make the images look bright and appealing. Then set up a tripod and snap away.

Selling with an agent: In many cases, your real estate agent will hire a proven professional photographer on your behalf as part of the listing service.

4. List your home with a flat fee MLS service

For maximum buyer visibility, list your home on the local multiple listing service (MLS) using a flat fee service. Popular real estate search websites pull new listings from the MLS and disseminate the data to potential buyers.

Instead of a commission percentage you’d pay to most real estate agents, flat fee MLS companies post FSBO listings on the owner’s behalf. However, the firm does not represent the owner the way a full-service Realtor does. The flat fee company posts the listing on the MLS, and the seller is responsible for showing their home, negotiating with either the buyer or the buyer’s agent, and managing the closing timeline.

Selling solo: Fill out a listing input form specifying details such as buyer financing you accept, your home’s features, and showing instructions for cooperating agents. Expect to pay anywhere from $100 to $500, depending on where you live and which company and services you select.

When you list your home on the MLS and receive an offer from a buyer represented by an agent, you’re no longer required to cover that agent’s commission under the new rules. However, many sellers still choose to offer a commission, often 2.5% to 3%, to attract more buyer interest and encourage a quicker sale.

For instance, on a $400,000 home, offering a 3% commission would amount to $12,000 paid to the buyer’s agent.

Selling with an agent: Realtors subscribe to the local MLS and submit your home’s listing on the seller’s behalf. With direct access to the database, agents handle the listing submission on their client’s behalf.

5. Market your property

Your home may be on the local MLS, but capturing the attention of finicky buyers requires a standout marketing strategy.

Selling solo: Design and print home flyers and a front yard sign to let everyone know what’s special about your home and why it’s a great buy. Consider branching out to more creative marketing methods, such as filming a walk-through video of your home or adding a fun gimmick, such as an inflatable dinosaur, to your front yard.

Selling with an agent: Marketing strategy is where Realtors shine. Every agent has their own marketing plan based on the local market, and sellers can take a step back while the listing agent designs and prints flyers, posts a for-sale sign, emails potential buyer contacts, promotes the home on social media, or uses other creative marketing strategies.

6. Field phone calls and schedule tour requests

Responding promptly to buyer inquiries is key to keeping buyers engaged. If inquiries go unanswered or showings are delayed, you risk losing serious buyers to other homes on the market.

Selling solo: Once you place your home on the open market, interested homebuyers and their agents will reach out for more information, such as when they can tour your house. Respond to questions and schedule tours in a timely fashion. Also, consider buying and installing a lockbox so that potential buyers can access your home with their agent.

Selling with an agent: The listing agent handles all questions and tour requests on the seller’s behalf. If the homeowner gives the agent permission, the listing agent installs a lockbox that allows buyers’ agents key access to the home. Many agents use an electronic lockbox, which adds an extra level of security: every time an agent accesses the home, the lockbox records the date, time, and the agent’s MLS ID.

7. Hold an open house

An open house gives your home additional visibility by allowing potential homebuyers a chance to see your home on a flexible time frame and in a low-pressure environment.

Selling solo: Arrange a few hours on weekend dates to open your doors for public viewing. Increase foot traffic by advertising the open house dates on your MLS listing and other marketing methods, such as local Facebook groups or newspaper ads. Set up A-frame signs on main roads to direct passersby to your house. Then open the blinds, plump the sofa pillows, and prepare to schmooze with potential buyers (along with lookie-loo neighbors).

Just don’t forget to remove or secure your valuables before the open house.

Selling with an agent: Listing agents arrange open house dates and times with the seller. All arrangements, such as marketing and setting up signage, fall on the agent’s shoulders. The agent also hosts the open house (not the homeowner), allowing the seller to slip away for a few hours for a movie or an afternoon at the park.

8. Follow up with potential buyers for feedback — and adjust your strategy, if necessary

What did buyers think about your home after their tour? A best practice employed by real estate agents includes following up with buyers for feedback about the home’s condition and pricing.

Make adjustments to your marketing or pricing strategy to keep up with market trends. For example, you may want to consider dropping your asking price if you don’t receive any offers and several buyers note that similar homes in your area are selling for less.

Selling solo: Reach out to potential buyers (or their agents) to ask their opinion about the home. Some may respond with polite answers rather than the uncensored truth to avoid offending you as the owner, so you may need to probe delicately with follow-up questions about what they liked (and didn’t like). At the same time, you’ll need tough skin if home buyers openly criticize aspects of your home.

Selling with an agent: Some agents use software that automatically follows up with buyer’s agents after a tour. Other times, Realtors call the buyer’s agent or buyer directly if the potential buyer doesn’t have an agent.

Using that feedback and backed by the agent’s experience selling in your area, the listing agent may recommend tweaks to your listing. For example, they may suggest a new marketing strategy or price adjustment if your home lingers on the market for longer than expected.

9. Review offers and negotiate with the buyer

Receiving an offer may feel like a relief, but it’s just the starting line of the negotiation process. After reviewing the offer, you have three options: negotiate and counteroffer for different contract terms, reject the offer, or accept the offer outright.

Selling solo: When negotiating terms, NAR recommends using data and statistics to explain your rationale to the other party. Use those same data points to establish the lowest price you’re willing to accept. Then, decide whether there are any clauses that you simply won’t accept (a.k.a., deal breakers like an offer price that’s well below market value or an abnormally long nine-month escrow period).

You may also want to consult with an attorney for help navigating the legalities of the purchase offer since signing the form constitutes a binding legal contract, known as the purchase agreement.

Selling with an agent: An experienced listing agent helps their client review the strength of an offer holistically, such as the buyer’s ability to close on the sale, along with the offer price and terms. An agent also explains how the contract terms impact the seller.

“Purchase agreements are written towards the buyer’s benefit versus the seller’s benefit,” says Nash. And it’s a lot to digest, she adds.

Finally, the agent uses their industry experience to negotiate on their client’s behalf for the best terms.

10. Manage contract timelines and due dates

Real estate agreements typically include “time is of the essence” verbiage that requires both the buyer and seller to fulfill contractual commitments within a stated time frame. Examples of time obligations include the date you must provide the buyer with seller disclosures, the timeframe for the seller to respond to a repair request, and the home sale closing date.

Selling solo: Compute time periods by studying the wording in your contract. If your contract lists deadlines by number of days (10 days after ratification, for example) rather than month and day, determine whether the number of days includes weekends and holidays. Then, set up a calendar to remind you of both your and the buyer’s obligations.

Selling with an agent: Real estate agents stay on top of stipulated contract deadlines and nudge their clients (or the buyer if the other party isn’t keeping up their end of the contract) as the due dates approach. Some agents employ a transaction coordinator who also stays on top of upcoming deadlines.

11. Prepare the required legal disclosures

In most states, you’re required to disclose all material defects about your home when you sell, typically by way of a state-specific form. If a known defect comes to light after a contract negotiation, the buyer may have recourse by canceling the sale or even pursuing legal remedies after closing.

Selling solo: Determine which disclosures you’re legally obligated to provide the buyer. State mandates differ, and new laws may have been enacted since you last purchased your home. Consider hiring a real estate attorney to advise you on the relevant disclosures. Real estate attorneys generally charge between $150 and $400 per hour.

Selling with an agent: Agents often provide their clients with a disclosure package of up-to-date and mandated disclosure forms that the seller must provide to the buyer.

12. Schedule inspection appointments with the buyer

Buyers typically require the seller to make the home and property accessible for inspectors. Depending on your home and the terms of your contract, examples of buyer inspections may include:

• General property
• Termite and pest
• Roof
• Well pump and well water
• Septic

Selling solo: Communicate directly with the buyer or their agent to schedule inspection times that accommodate all parties. Keep in mind the time constraints listed on the purchase agreement. If the buyer has 10 days to complete inspections per your agreement, you may need to remain flexible with scheduling to accommodate your legal obligations.

Selling with an agent: Agents typically coordinate inspection appointments with the buyer’s agent and ensure that the timeline suits the seller.

13. Renegotiate with the buyer’s agent based on inspection findings

During the inspection process, the buyer may uncover defects or faults in the home. If the inspection contingency deadline hasn’t passed, the buyer generally has one of three options: back out of the transaction, continue with the purchase, or renegotiate the terms of the contract with the seller in light of the new information.

Selling solo: As with the original contract negotiation, renegotiate directly with the buyer or their agent if they present new contract terms based on the inspection findings. Decide whether the buyer’s proposed terms are deal breakers or something you’re willing to accept.

For example, the buyer may request a repair credit of $8,000 toward a new roof after the roof inspector noted damage. You can reject the proposal and risk losing the sale, accept and pay the credit, or counter with a different credit amount, such as $4,000.

Selling with an agent: Seasoned agents harness their negotiation experience to advocate on their client’s behalf. That includes fielding the back-and-forth phone calls and fighting for contract terms that are most beneficial to you while keeping the sale on track to close.

14. Navigate the settlement process and close your home sale

With the inspection period and the second round of negotiations behind you, it’s time to focus on the closing or escrow process.

Selling solo: You’ll work directly with the settlement rep (escrow officer or attorney) to:

• Clear any outstanding title liens
• Review the settlement statement and fees
• Schedule the document signing to transfer the title
• Arrange for the transfer of utilities, when applicable
• Finalize the sale and transfer of funds

Selling with an agent: The listing agent remains in contact with the settlement agent throughout the closing process. They also ensure that the closing progresses within the timeline stipulated in the purchase agreement.

This includes working with the settlement rep to resolve potential issues such as delayed closing documents and incorrect fees on the settlement statement. Ultimately, seasoned professionals use their industry knowledge to settle closing hiccups that cause closing delays and undue seller stress.

Another FSBO option: sell to a cash buyer

If the FSBO route sounds more complicated than you expect, there’s another option to selling your home without an agent: a direct sale to a cash buyer. With a cash buyer, you can skip home prep, repairs, home tours, and back-and-forth negotiation.

Instead, you receive a fast cash offer and a quick close. Selling to a cash buyer typically nets the seller less than listing on the open market, but the convenience could be worth it to some homeowners.

HomeLight’s Simple Sale platform helps you sell your home quickly without the hassle or listing and marketing costs of a traditional sale. Secure an offer within 24 hours of submitting property information and close in as little as 7 days.

Below, you can hear about how Baohan Wu, a seller who used Simple Sale to sell his high-rise apartment, closed within three and a half weeks, and what he thought of the process overall.

Should you sell with a Realtor? Rewards and risks

While you’ve been exploring selling your home FSBO, it’s worth considering the other side of the coin. Partnering with a Realtor can provide advantages you might be missing. Weighing the rewards and risks of an agent-assisted sale helps you decide if working with a Realtor aligns with your goals.

Rewards:

Working with a professional agent gives you access to their market expertise, negotiation skills, and broad network of potential buyers. Realtors can also handle paperwork, marketing, and showings, which can save you time and reduce stress. Data shows that homes sold with experienced agents often sell faster and for higher prices compared to FSBO transactions.

Risks:
The main trade-off is the commission fee, typically 3% to 6% of the sale price, which can feel significant. Moreover, you may have less control over how your home is marketed or who shows it. Choosing the wrong agent can also result in poor pricing, weak marketing, or slower sales.

Ultimately, selling with a Realtor can be ideal if you value expertise, convenience, and maximizing your sale price, but it may be less appealing if keeping costs low and maintaining control are your top priorities.

A summary of home sale options

After exploring FSBO and the pros and cons of selling with a Realtor, it can be helpful to see the options side by side. The table below compares FSBO, flat-fee MLS, and full-service Realtor approaches.

Balancing the FSBO trade-off

Homeowners often underestimate the time commitment needed when handling a home sale. Phone calls, follow-up messages, and reviewing legal documents can overwhelm sellers. If you’re planning to choose FSBO, consider these factors seriously:

Time: “That’s the number one reason why we’ve had for sale by owners call us, is the time,” Nash explains. “They felt like they were wasting their time with fielding calls and having to show the property on a whim and things like that.”

Proceeds: FSBO sellers tend to receive lower offers. Homes sold by owner typically close for about 14% less than the median sales price of agent-assisted home sales, according to NAR.

Other rewards: For some sellers, Nash says the DIY route can be rewarding and effective. “We met [homeowners] that have sold three and four homes for sale by owner,” she explains, noting that for such committed FSBO sellers, it’s often about the experience and not just saving on commissions.

But she adds, “That’s not the norm. I still feel like people are not going to want to handle the legalities of selling their home on their own.”

The steps above can help you on your journey to sell your house without a Realtor. But if you’d like to consult with an expert before you take the FSBO leap, HomeLight can connect you to a top agent in your market.

Frequently asked questions (FAQs) about selling your house without an agent

What does selling without a Realtor in real estate mean?
Selling without a Realtor, often called FSBO, means the homeowner handles all aspects of the sale on their own. This includes pricing the home, marketing it, negotiating with buyers, and managing contracts and paperwork. Essentially, the seller takes on the responsibilities a real estate agent would normally handle.

Is selling homes without a Realtor faster?
Selling without a Realtor does not automatically make the process faster. While you may have more control over scheduling showings and negotiations, limited exposure and marketing reach can slow down the sale. The timeline often depends on the local market and how effectively the homeowner manages the process.

If you want to sell fast without an agent, work with a house-buying company. These firms make instant cash offers and close transactions quickly. HomeLight’s Simple Sale, for instance, provides cash offers within 24 hours and closes in 7 days.

What are the top mistakes to avoid if you are selling without an agent?
Common mistakes include pricing the home incorrectly, underestimating the complexity of contracts, and failing to market the property effectively. Skipping professional inspections or ignoring negotiation strategies can also cost time and money. You must prepare thoroughly and understand the sales process to avoid these pitfalls.

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