GSEs open VantageScore 4.0 to all single-family lenders

VantageScore 4.0 is now available to all Fannie Mae– and Freddie Mac-approved single-family lenders, allowing sellers to choose between Classic FICO and the newer model, Federal Housing Finance Agency (FHFA) Director Bill Pulte announced on social media. Both announcements — made via Fannie Mae’s Lender Letter LL-2026-06 and Freddie Mac’s Bulletin 2026-H on Wednesday — expand what had been a limited rollout of VantageScore 4.0 into a broad, programwide option for conventional loans sold to the government-sponsored enterprises (GSEs). FICO Score 10T is not yet eligible for delivery to either GSE. On social media, Pulte said he is in discussions with FICO over pricing. “Just like I asked Vantage, I have asked FICO to provide competitive pricing to the market for their FICO 10T product. It seems that FICO is not interested in offering competitive costs but instead uses various means to increase price on the American people. So unnecessary,” he said. FICO did not immediately reply to HousingWire’s request for comment.Pulte also announced changes in the secondary market via social media. He wrote that “ALL Mortgage Backed Securities (MBS), ALL Credit Risk Transfers (CRT), and ANY Securi...