From a $35K Salary to Three Properties in Two Years: How Flo Jacque Built Her Portfolio

Name Flo Jacques Location North Carolina (Raleigh-Durham area) Occupation Full-time real estate broker and investor (former college admissions counselor) Assets Four properties, including a primary residence, a single-family rental, a duplex, and a flip in progress Investment strategy BRRRR, midterm/Airbnb rentals, flipping, off-market and MLS package deals Financing 100% hard money financing (purchase + rehab, up to 70%–75% ARV) Flo Jacques bought her first home at 22 on a $35,000 salary as a college admissions counselor, simply because she’d saved $15,000 and wondered if buying made more sense than renting. It took her three more years of getting licensed, networking, and learning before she felt ready to buy an investment property. When she finally moved, she moved fast: a roach-infested single-family flood-zone rehab, followed a month later by a six-figure duplex renovation, followed by an off-market flip with a ceiling that didn’t meet code. Two years in, she’s built a four-property portfolio using 100% financing and has her sights set on real estate development. Here’s how she built it. You went three years between buying your primary home and your first investment property. ...