16 Things to Do After Buying a Home

2 days ago 5

Buying a home is an exciting but busy process, and once you get the keys, knowing your next steps is essential.

From securing your home to setting up utilities and planning maintenance, this Redfin article covers essential things to do after buying a house once you finally receive the keys. Whether you’re purchasing a home in Miami, FL, Portland, OR, or anywhere in between, here’s how to transition smoothly into homeownership.

four stacks of brown moving boxes line a room with several potted plants begging the questions of things to do after buying a home

1. Secure your home

One of the first things to do after buying a home is to secure your home by changing the locks and updating any garage or security codes. You never know who may still have access, like previous owners, contractors, or even neighbors. Taking this step immediately gives you peace of mind and ensures you’re the only one with entry.

2. Complete necessary paperwork

Handling post-closing paperwork is one of the most important things to do after buying a home.

Change your address: Within the first week, update your address with the USPS, DMV, IRS, banks, employers, and insurance providers.
Forward your mail: Set up mail forwarding to avoid missing important documents during your move.
Update your voter registration: Make sure your registration reflects your new address to avoid issues during elections.
Store closing documents: Keep all closing documents organized in a secure place like a fireproof safe or digital backup. You’ll need them for taxes or selling later. You’ll also need these documents if you decide to refinance your mortgage later on.

3. Double-check your homeowners’ insurance

Review your homeowners insurance policy after buying a home to ensure your coverage reflects your new property. Confirm protection levels, deductibles, and any additional coverage needed based on your home’s location, features, and risks.

4. Purchase or review your home warranty

A home warranty can provide added financial protection by covering repairs for major systems and appliances. While optional, it’s one of the smarter first-time homeowner tips to help reduce unexpected costs. If a warranty was included in your purchase, review the details carefully so you understand what’s covered.

5. Connect the utilities

Setting up utilities after buying a home is essential for a smooth move-in. Transfer or activate services before move-in day to avoid disruptions.

Make sure to set up:

Water and sewer
Gas
Electricity
Trash or recycling services

Research providers in advance to find the best options for your area.

6. Check safety alarms

Test all home safety alarms, including smoke detectors and carbon monoxide detectors, as soon as you move in. Replace batteries or units if needed to ensure your home is fully protected against health hazards.

7. Set up TV, internet, and phone services

Arrange your internet and home services setup early so you’re connected right away. Schedule installation or choose self-installation depending on your provider.

8. Locate the circuit breaker and emergency shut-offs

Find your circuit breaker box and key emergency shut-offs, including the main water valve. If circuits aren’t labeled, label them clearly. Also, keep appliance manuals accessible for easy troubleshooting and maintenance.

9. Use your inspection report as a to-do list for upkeep

Refer back to your home inspection report to compile a list of repairs, updates, or maintenance tasks for the future. Prioritize these tasks based on urgency, focusing on addressing issues that could potentially lead to problems later on. This way you can tackle the most pressing concerns first to safeguard your new investment and avoid unexpected expenses.

10. Test your water

It’s a good idea to test your water, especially if you’re using a private well or moving into an older home. Contaminants like lead, bacteria, or even pesticides can sometimes show up in tap water, which may damage your plumbing or cause health issues. To protect your health and home, test your water through a certified lab, which you can locate using resources from the Environmental Protection Agency (EPA).

11. Conduct an energy audit

To better manage usage and improve efficiency, consider scheduling an energy audit through your utility company or an independent auditor. Doing this helps to evaluate your home’s overall energy performance, including HVAC systems, insulation, and room-by-room consumption. Electricity can be one of the most expensive utilities and an energy audit can help lower your total monthly housing expenses.

12. Change HVAC filters

It’s wise to replace your HVAC filters as soon as you move in, especially since there’s no way to know if the previous owners kept up with maintenance. Doing this helps prevent poor air quality and system damage.

13. Develop a regular maintenance schedule

Instead of tackling all maintenance tasks like replacing air filters, cleaning gutters, and pressure washing at once, spread them out over time. Creating a regular home maintenance checklist to stay on top of routine upkeep and protect your home’s long-term value.

14. Create an emergency plan

Having a home emergency plan in place prepares you for unexpected situations like fires or natural disasters. Include escape routes, emergency contacts, and essential supplies.

15. Set up safety measures for kids and pets

If you have young children or pets, make sure to baby-proof and pet-proof your new home for the safety of these companions. For example, be sure to install safety gates, use outlet covers, and anchor heavy furniture.

16. Introduce yourself to neighbors

If you’re looking to foster a sense of community, introduce yourself to your neighbors after buying your new home. These connections not only help create a friendly neighborhood atmosphere, but can also create a sense of security should you need them in case of emergency.

Things to do after buying a home: First week and first month checklist

First week after buying a home

Change locks and secure your home
Set up utilities (water, electricity, gas, trash)
Locate emergency shut-offs (water valve, circuit breaker)
Test safety alarms (smoke and carbon monoxide detectors)
Update your address with USPS, banks, and employers
Set up internet and home services
Store your closing documents in a safe place

First month after buying a home

Set your new home budget and track expenses
Prepare for your first mortgage payment
Review homeowners insurance coverage
Schedule home maintenance tasks (HVAC, gutters, etc.)
Plan home improvements or repairs
Create a home maintenance schedule
Meet your neighbors and get familiar with the area

Things to do after buying a home FAQs

Do I have to hire a locksmith to secure my home?

No, you don’t have to hire a locksmith to secure your home. Many homeowners choose to change or rekey locks themselves using DIY kits, which are typically more affordable and fairly straightforward to install. That said, hiring a locksmith can be worth it if you want everything done quickly, have multiple locks to update, or are upgrading to higher-security or smart lock systems.

When should I update my address and who should I notify?

Aim to update your address within the first week of moving, and be sure to notify important institutions like the USPS, DMV, IRS, banks, credit card companies, insurance providers, and your employer of this update.

Do I need both homeowners insurance and a home warranty?

Homeowners insurance and a home warranty cover different things, so having both can offer broader protection. Homeowners insurance is usually required by lenders and covers major risks like fire, theft, and certain natural disasters. A home warranty, on the other hand, is optional and helps cover the cost of repairs or replacements for things like appliances, HVAC systems, and plumbing due to normal wear and tear.

What should be included in a home emergency plan?

A map of your home
Escape routes (at least two per room)
Emergency equipment locations (know where fire extinguishers, first-aid kits, smoke and carbon monoxide detectors, and flashlights are located)
An outdoor meeting spot for residents
A list of emergency contacts