San Antonio​ Seller Closing Cost Calculator

Closing Cost Calculator for San Antonio: Seller Averages

This free calculator can help home sellers in San Antonio estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in the Alamo City, enter the information for each of the input fields above. You can see typical or state averages for most San Antonio seller closing costs below.

Home Selling Price: $300,000

How does your home compare to the city’s median selling price of $300,000? To determine your listing price, you can:

1. Get a preliminary estimate with HomeLight’s free Home Value Estimator
2. Request a Comparative Market Analysis (CMA) from a top San Antonio agent
3. Purchase a pre-listing home appraisal (typically $300 in San Antonio)
4. Visit this HomeLight map link to compare recently sold homes in San Antonio

Mortgage Payoff Amount: $239,783

According to Experian, the average homeowner in Texas has a mortgage balance of $239,783. To find the exact payoff amount for your San Antonio home, check your latest mortgage statement or contact your mortgage provider.

Listing Agent Fee: $7,500–$9,000

A typical listing agent commission in San Antonio is 2.5% to 3% of the home’s selling price. On a $300,000 house, your agent’s fee might range from $7,500–$9,000.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your San Antonio market.

Buyer’s Agent Fee: $7,500–$9,000

In the past, most home sellers covered both the listing agent and the buyer’s agent commissions. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers or help close a deal, on a $300,000 median-priced San Antonio home, you can expect to pay $7,500–$9,000.

Detailed Closing Costs: $4,500

Closing costs in San Antonio typically average 1.5% of the home’s sale price. Whether your property falls in the high or low end of this range depends on its value, condition, the purchase agreement, and what services you end up paying for. On a median-priced home of $300,000, you might pay $1,500. Below are some of the typical types of closing costs you can expect in a San Antonio home sale:

• Home Preparations: To help make your San Antonio home stand out, you’ll want to make curb appeal improvements to the property, such as professional cleaning, landscaping, or home staging.
• Renovations/Repairs: Fixing or updating your San Antonio home to meet buyer expectations or inspection requests.
• Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property.
• Owner’s Title Insurance: This is typically negotiated between the buyer and the seller in the Lone Star State. Our calculator assumes the seller covers this as a concession, which will vary depending on your sales agreement.
• Transfer Taxes: Texas does not have a transfer tax.
• Recording Fees: This is a relatively small fee you’ll need to pay to the local city or county recording office to officially record the change in property ownership.
• Buyer Incentives: With buyers being more hesitant in the current San Antonio market, you may need to offer concessions or credits to sweeten a deal, such as paying the buyer’s agent fees or funding an interest rate buydown.
• Other Costs: You’ll likely have some miscellaneous expenses that are not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Texas.)
• Moving Expenses: While paying for movers or a rental truck is not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.