6 (Real) Ways to Get a 6% Mortgage Rate in 2027

Mortgage rates are at their highest in years, but that doesn’t mean your mortgage rate has to be. You don’t have to settle for a 7% or 8% rate on your next rental—today we’re sharing six ways to get a 6% mortgage rate (or lower) right now.No matter what your lender tells you, there are multiple ways to lock in a lower mortgage rate for the life of your loan, or at least for the next few years. These methods can get you into the 4%, 5%, and 6% range, depending on how you use them. That can slash your mortgage payment by hundreds of dollars a month and make the difference between a deal that cash flows and one that bleeds money.If you’re buying in this housing market, where sellers have few options and buyers hold much of the power, you may find it easier than you think to get a lower rate. In this episode, we’re walking through how to do it, from taking over someone else’s low rate to getting a seller to pay for your lower monthly payment! Dave: Mortgage rates are the highest they have been in over a year, making it harder for investors to find rental properties that actually cash flow. But what if I told you that you don’t have to settle for a 7% or 8% mortgage rate? You don’t have...