Closing Cost Calculator for Jacksonville: Seller Averages
This free calculator can help home sellers in Jacksonville estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in the Bold City, enter the information for each of the input fields above. You can see typical or state averages for most Jacksonville seller closing costs below.
Home Selling Price: $400,000
How does your home compare to the city’s median selling price of $400,000? To determine your listing price, you can:
- Get a preliminary estimate with HomeLight’s free Home Value Estimator
- Request a Comparative Market Analysis (CMA) from a top Jacksonville agent
- Purchase a pre-listing home appraisal (typically $650 in Jacksonville)
- Visit this HomeLight map link to compare recently sold homes in Jacksonville
Mortgage Payoff Amount: $251,713
According to Experian, the average homeowner in Florida has a mortgage balance of $251,713. To find the exact payoff amount for your Jacksonville home, check your latest mortgage statement or contact your mortgage provider.
Listing Agent Fee: $10,000–$12,000
A typical listing agent commission in Jacksonville is 2.5% to 3% of the home’s selling price. On a $400,000 house, your agent’s fee might range from $10,000–$12,000.
Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your Jacksonville market.
Buyer’s Agent Fee: $10,000–$12,000
In the past, most home sellers covered both the listing agent and the buyer’s agent commissions. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers or help close a deal, on a $400,000 median-priced Jacksonville home, you can expect to pay $10,000–$12,000.
Detailed Closing Costs: $9,200
Closing costs in Jacksonville typically average 2.3% of the home’s sale price. Whether your property falls in the high or low end of this range depends on its value, condition, the purchase agreement, and what services you end up paying for. On a median-priced home of $400,000, you might pay $9,200. Below are some of the typical types of closing costs you can expect in a Jacksonville home sale:
- Home Preparations: Curb appeal improvements, such as professional cleaning, landscaping, or home staging, will help make your Jacksonville home stand out in the crowd.
- Renovations/Repairs: Fixing or updating your Jacksonville home to meet buyer expectations or inspection requests will help you keep up with market demand.
- Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property.
- Owner’s Title Insurance: A one-time insurance premium paid by the seller in Jacksonville to protect the buyer from title issues or ownership disputes.
- Transfer Taxes: Jacksonville home sellers pay a state transfer tax rate of $0.70 per $100 of the total value of the property
- Recording Fees: This is a relatively small fee you’ll need to pay to the local city or county recording office to officially record the change in property ownership.
- Buyer Incentives: With buyers being more hesitant to enter the market, you may need to offer concessions or credits to entice home shoppers, such as paying the buyer’s agent fees or offering an interest rate buydown.
- Other Costs: You’ll likely have some miscellaneous expenses that are not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Florida.)
- Moving Expenses: While paying for movers or a rental truck is not technically a closing cost, you should include this expense in your budget, which can range from $883 to $7,000.
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