Storms bringing hail and lightning are almost a daily occurrence this season leading into Summer. Picture: Lyndon Mechielsen/Courier Mail
One insurer has sounded the alarm after copping a $27 million hit from hail and lightning damage alone that wasn’t even declared a disaster – warning we just aren’t ready for storms.
This as severe weather is now almost a daily occurrence across eastern Australia, with early signs suggesting this summer could be even more volatile than ever, with warmer-than-average temperatures and above-average rainfall already underway.
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Matt Heilig shared a picture of hail which came down in Beerburrum during the storm on November 24.
Allianz Australia said last summer’s storms caused widespread damage to homes and appliances, including air conditioners, fridges, pool pumps, and even festive lights.
Queensland alone racked up $42.58 million in storm claims, with $19.63 million from catastrophe-level events and $22.95 million from everyday storms – with the true statewide cost likely far higher, as these figures reflect only one insurer.
It warned even weather that doesn’t fall into the natural catastrophe category can cause significant damage, with claims from lightning last summer coming in at $7.05m and hail $20.41m, a large chunk of which was linked to Queensland.
Allianz Chief Claims Officer Luke Whenman said “severe weather hit hardest in north Queensland and parts of the southeast. Some regions faced torrential rain and flooding, while others were battered by destructive storms and giant hail – driving tens of thousands of claims.”
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Musician and singer Troy Cassar-Daley captured this image of a recent afternoon storm hitting Brisbane. Picture Instagram.
Queensland also led the nation in fusion claims, where appliances burn out from power surges, costing $134,495. Fusion can affect air conditioners, fridges, washing machines, pool pumps, and even outdoor lights, especially during extreme heat or high electricity demand.
Despite the risks, many Queenslanders remain unprepared – 35 per cent haven’t done any home maintenance, only 7 per cent have surge protectors, and more than a third wait until something breaks before acting.
Mr Whenman urged homeowners to take simple steps to clear gutters, check roof seals, secure furniture, move cars indoors, service air conditioners early, and install surge protectors.
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A home reno project suffered storm damage in the Brisbane suburb of Highgate Hill. Picture: Nigel Hallett
He said “if extreme weather is forecast, safety comes first. Document damage, keep receipts, and lodge claims immediately. Our Disaster and Recovery Team (DaRT) will fast-track support and temporary accommodation. For urgent cases, Allianz prioritises emergency payments and temporary accommodation as soon as possible.”
Allianz has released its Prevention Summer Risk Report free online to help Queenslanders prepared for the unseasonably warmer weather ahead and the storm spikes they bring.
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